void	CISO8583AcquirerGatewayFEServerSession::OnNetworkManagementRequest(CMultiXAppMsg &Msg)
{
	CISO8583Msg	ISOMsg;
	CISO8583Msg::TValidationError	Error	=	ISOMsg.FromISO((const	byte_t	*)Msg.AppData(),Msg.AppDataSize());
	if(Error	!=	CISO8583Msg::NoError)
	{
		Msg.Reply(Error);
		return;
	}

	/*
		Since Network Management messages include the destination gateway ID, we use it to find the link associated with this gateway.
	*/
	int	ReplyError	=	ErrUnableToForwardMsg;
	CISO8583AcquirerGatewayFELink	*Link	=	Owner()->FindReadyLink(ISOMsg.TransactionDestinationInstitutionIdentificationCode());
	if(Link)
	{
		std::string	MsgKey	=	ISOMsg.STAN() + ISOMsg.DateTimeLocal() + ISOMsg.TransactionOriginatorInstitutionIdentificationCode();
		ReplyError	=	Link->Forward(Msg,MsgKey);
	}
	if(ReplyError	==	0)
	{
		Msg.Keep();
	}	else
	{
		Msg.Reply(ReplyError);
	}
}
예제 #2
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bool	CMultiXWSStream::CallServiceNoWait(CMultiXAppMsg	&Msg)
{
	if(!IsRunning())
		if(!Start())
			return	false;
	CMultiXWSStreamEvent	*Ev	=	new	CMultiXWSStreamEvent(CMultiXWSStreamEvent::CallServiceFromMessage);
	Msg.Keep();
	Ev->m_MsgID	=	Msg.ID();
	QueueEvent(Ev);
	return	true;
}
void	CISO8583AuthorizerServerSession::ForwardToIssuer(int	CreditAccountAtIssuer,CMultiXAppMsg &Msg,CISO8583Msg	&ISOMsg)
{
	/*
		we get here if we need someone else to authorize the request. In that case we need to forward the request to our Acquirer Gateway Front End.
		To do that we need to forward it with a different message code, so MultiXTpm will not forward it back to us. The way we do it,
		the message code change is by setting the MTI version field to CISO8583Msg::ISO8583_Private. When the message is received by our
		Gateway process, it will revert back to CISO8583Msg::ISO8583_2_1993 and forward it on.
		
		When we forward a request, we do not block for a response, when a response arrives, we get it thru
		the event "OnDataReplyReceived". in order to be able to associate the response with the original msg,
		we pass a pointer to the original message in the "Context" parameter of the "Send" function, and when
		"OnDataReplyReceived" is called, we retrieve this pointer by using "SavedContext()" in the Original msg we sent.
		Since MultiX automatically destroys messages it forwards to the application, we must call "Keep()" on
		the received message, to prevent it from being destroyed, in that case, when the reply is received, we need
		to destroy the original message ourselves.

		When we play the role of an acquirer gateway, usualy get the request from the POS terminal, do validation required
		and maybe modify some data, and then forward the message to the issuer gateway, in our case, the forward will be to a process
		in our system, that will decide to which issuer to forward to, based on that, will use a specific connection to the spcific
		issuer gateway.
	*/
	/*
		Before we forward the request, we need to set 3 fields to identify the message as a one sent from this process :
		BMP 11 - STAN,
		BMP 12 - Times,
		BMP 32 - Our Acquirer ID
		BMP 42 - our account within the issuer

		When we receive the response from the remote gateway/issuer, we must replace these fields again to the orignal values
		that the sender set before sending the request to us
	*/
	ISOMsg.SetTimes(time(NULL));
	ISOMsg.SetSTAN(Owner()->GetNextSTAN());
	ISOMsg.SetAcquiringInstitutionIdentificationCode(Owner()->MyAcquirerID());
	CISO8583ElementValue	Value(CISO8583Utilities::ToString(CreditAccountAtIssuer),CISO8583ElementValue::ISO8583ElementTypeNumeric);
	ISOMsg.SetCardAcceptorIdentificationCode(Value);
	ISOMsg.ToISO();

	if(Send(CISO8583Msg::VersionDependentMTI(CISO8583Msg::ISO8583_Private,Msg.MsgCode()),ISOMsg.ISOBuffer(),ISOMsg.ISOBufferSize(),CMultiXAppMsg::FlagNotifyAll,0,0,&Msg))
		Msg.Keep();
	else
		Msg.Reply(ErrUnableToForwardMsg);
}
void	CMultiplexerServerFEServerSession::OnNewMsg(CMultiXAppMsg &Msg)
{

	DebugPrint(1,"New Message Received\n");
	
	int	ReplyError	=	ErrUnableToForwardMsg;
	CMultiplexerServerFELink	*Link	=	Owner()->FindReadyLink(Msg.MsgCode());
	if(Link)
	{
		ReplyError	=	Link->Forward(Msg);
	}
	if(ReplyError	==	0)
	{
		Msg.Keep();
	}	else
	{
		Msg.Reply(ReplyError);
	}
}
void	CISO8583AcquirerGatewayFEServerSession::OnTransactionRequest(CMultiXAppMsg &Msg)
{
	CISO8583Msg	ISOMsg;
	CISO8583Msg::TValidationError	Error	=	ISOMsg.FromISO((const	byte_t	*)Msg.AppData(),Msg.AppDataSize());
	if(Error	!=	CISO8583Msg::NoError)
	{
		Msg.Reply(Error);
		return;
	}

	if(Owner()->DebugLevel()	>=	5)
	{
		std::string	S;
		ISOMsg.Dump(S);
		DebugPrint(2,"New ISO 8583 Message\n%s\n",S.c_str());
	}

	/*
		When we receive a transaction for forwarding, we have no indication within the message, to which gateway we should forward the message.
		It is assumed that there is some mechanism to use the PAN and/or Track2 in order to decide to which gateway we should forward the request.
		In this application, we do not use any logic to derive the Gateway ID from these details. We just use a stub routine that gets PAN
		as input and returns the gateway ID of the issuer. Using the gateway ID, we look for a link that its RemoteGatewayID() is equal to
		the value returned. If we find one and it is signed in, we forward the request to it, otherwise we reply with an error.
	*/
	int	ReplyError	=	ErrUnableToForwardMsg;
	std::string	RemoteGatewayID	=	PANToGatewayID(ISOMsg.PAN());
	CISO8583AcquirerGatewayFELink	*Link	=	Owner()->FindReadyLink(RemoteGatewayID);
	if(Link)
	{
		std::string	MsgKey	=	ISOMsg.STAN() + ISOMsg.DateTimeLocal() + ISOMsg.AcquiringInstitutionIdentificationCode();
		ReplyError	=	Link->Forward(Msg,MsgKey);
	}
	if(ReplyError	==	0)
	{
		Msg.Keep();
	}	else
	{
		Msg.Reply(ReplyError);
	}
}
void	CISO8583BackEndServerSession::OnReversalAdvice(CMultiXAppMsg &Msg,CISO8583Msg	&ISOMsg)
{
	std::string	Temp;
	byte_t	ElementIDs[]	=	{2,3,4,6,7,10,11,24,25,30,32,37,38,43,49,51,53,54,56,58,64};

	//	We make sure that no extra elements are found in the request
	CISO8583Msg::TValidationError	Error	=	ISOMsg.EnsureOnlyElementIDs(ElementIDs,sizeof(ElementIDs));
	if(Error	!=	CISO8583Msg::NoError)
	{
		Msg.Reply(Error);
		return;
	}

	//	Check that we have PAN
	Temp	=	ISOMsg.PAN();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::PANIsMissing);
		return;
	}

	//	Check that Processing Code exists and is valid.
	Temp	=	ISOMsg.ProcessingCode();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::ProcessingCodeIsMissing);
		return;
	}
	if(!(Temp	==	"000000"	||	Temp	==	"010000"	||	Temp	==	"090000"))
	{
		Msg.Reply(CISO8583Msg::InvalidProcessingCode);
		return;
	}

	//	Check the transaction amount for existance and that it does not exceede some Maximum
	Temp	=	ISOMsg.TransactionAmount();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::TransactionAmountIsMissing);
		return;
	}

	if(CISO8583Utilities::ToInt64(Temp)	>	99999999)
	{
		Msg.Reply(CISO8583Msg::TransactionAmountAboveMaximum);
		return;
	}

	// check Transaction Currency.
	Temp	=	ISOMsg.TransactionCurrencyCode();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::TransactionCurrencyIsMissing);
		return;
	}
	if(Temp	!=	"978")	//	Transaction amount is not in Euro
	{
		if(ISOMsg.CardholderBillingAmount()	==	"")
		{
			Msg.Reply(CISO8583Msg::CardholderBillingAmountIsMissing);
			return;
		}
		if(ISOMsg.CardholderBillingCurrencyCode()	!=	"978")
		{
			Msg.Reply(CISO8583Msg::CardholderBillingCurrencyIsNotEuro);
			return;
		}
		if(ISOMsg.CardholderBillingConversionRate()	==	"")
		{
			Msg.Reply(CISO8583Msg::CardholderBillingConversionRateIsMissing);
			return;
		}
		// Lets validate that the conversion to Euro is done correctly.
		int64_t	TRAmount	=	CISO8583Utilities::ToInt64(ISOMsg.TransactionAmount());
		int64_t	BLAmount	=	CISO8583Utilities::ToInt64(ISOMsg.CardholderBillingAmount());
		int64_t	CRate			=	CISO8583Utilities::ToInt64(ISOMsg.CardholderBillingConversionRate());
		int64_t	Divisor	=	CISO8583Utilities::PowerOf10((unsigned	int)(CRate	/	10000000));
		TRAmount	*=	(CRate	%	10000000);
		TRAmount	/=	Divisor;
		if(TRAmount	!=	BLAmount)
		{
			Msg.Reply(CISO8583Msg::CardholderBillingAmountWrong);
			return;
		}
		TRAmount	*=	CRate;
	}	else //	we must make sure that IDs 6,10,51 are not there
	{
		if(!(ISOMsg.CardholderBillingAmount()	==	""	||
				ISOMsg.CardholderBillingCurrencyCode()	==	""	||
				ISOMsg.CardholderBillingConversionRate()	==	""))
		{
			Msg.Reply(CISO8583Msg::ExtraElementsFound);
			return;
		}
	}

	//	Check that we got STAN
	if(ISOMsg.STAN()	==	"")
	{
		Msg.Reply(CISO8583Msg::STANIsMissing);
		return;
	}


	//	Check that we got Function Code
	if(ISOMsg.FunctionCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::FunctionCodeIsMissing);
		return;
	}

	//	Check that we have Message Reason Code
	if(ISOMsg.MessageReasonCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::MessageReasonCodeIsMissing);
		return;
	}


	//	Check that we Original Amounts on Partail Reversal
	if(ISOMsg.OriginalAmounts()	==	""	&&	ISOMsg.FunctionCode()	==	"401")
	{
		Msg.Reply(CISO8583Msg::OriginalAmountsIsMissing);
		return;
	}	else
	if(ISOMsg.OriginalAmounts()	!=	""	&&	ISOMsg.FunctionCode()	!=	"401")
	{
		Msg.Reply(CISO8583Msg::ExtraElementsFound);
		return;
	}

	//	Check that we got Acquiring Institution Identification Code
	if(ISOMsg.AcquiringInstitutionIdentificationCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::AcquiringInstitutionIdentificationCodeIsMissing);
		return;
	}

	//	Check that we have Retrieval Reference Number
	if(ISOMsg.RRN()	==	"")
	{
		Msg.Reply(CISO8583Msg::RRNIsMissing);
		return;
	}

	//	Check that we have Approval Code
	if(ISOMsg.ApprovalCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::ApprovalCodeIsMissing);
		return;
	}


	//	check that we have Card Acceptor Name/Location
	if(ISOMsg.CardAcceptorNameLocation().Size()	==	0)	
	{
		Msg.Reply(CISO8583Msg::CardAcceptorNameLocationIsMissing);
		return;
	}


	//	check that we have Security Related Control Information, we do not check the values because we do not have the Keys
	// in this implementation.
	if(ISOMsg.SecurityRelatedControlInformation()	==	"")	
	{
		Msg.Reply(CISO8583Msg::SecurityRelatedControlInformationIsMissing);
		return;
	}

	//	check that we have Additional amounts when processing code is "090000"
	if(ISOMsg.ProcessingCode()	==	"090000")	
	{
		if(ISOMsg.AdditionalAmounts().Size()	==	0)
		{
			Msg.Reply(CISO8583Msg::AdditionalAmountsIsMissing);
			return;
		}
	}	else if(ISOMsg.AdditionalAmounts().Size()	!=	0)
	{
		Msg.Reply(CISO8583Msg::ExtraElementsFound);
		return;
	}


	//	check that we have Original Data Elements
	if(ISOMsg.OriginalDataElements().Size()	==	0)
	{
		Msg.Reply(CISO8583Msg::OriginalDataElementsIsMissing);
		return;
	}

	//	check that we have Authorizing Agent Institution Identification Code
	if(ISOMsg.AuthorizingAgentInstitutionIdentificationCode().Size()	==	0)
	{
		Msg.Reply(CISO8583Msg::AuthorizingAgentInstitutionIdentificationCodeIsMissing);
		return;
	}

	//	check that we have MAC, we do not check the values because we do not have the Keys
	// in this implementation.
	if(ISOMsg.MAC1()	==	"")	
	{
		Msg.Reply(CISO8583Msg::MAC1IsMissing);
		return;
	}

	/*
	After we finished validating the request, we need to decide if we authorize locally or we forward it to 
	the issuer for authorization
		*/
	if(AuthorizeLocally(ISOMsg))	//	in this example it is always true
	{
		//	We create a new ISO Message
		//	we will decline this message
		CISO8583Msg	Rsp;
		//	We will Dup field from the original message and add/ change the ones that are relevant for the response
		Rsp.SetMTI(CISO8583Msg::VersionDependentMTI(CISO8583Msg::ISO8583_2_1993,CISO8583Msg::MTIReversalMessageAdviceResponse));	//	this is a response
		Rsp.SetPAN(ISOMsg.PAN());
		Rsp.SetProcessingCode(ISOMsg.ProcessingCode());
		Rsp.SetTransactionAmount(ISOMsg.TransactionAmount());
		Rsp.SetCardholderBillingAmount(ISOMsg.CardholderBillingAmount());
		Rsp.SetTimes(time(NULL),true);	//	This will set transmission time
		Rsp.SetDateTimeLocal(ISOMsg.DateTimeLocal());
		Rsp.SetCardholderBillingConversionRate(ISOMsg.CardholderBillingConversionRate());
		Rsp.SetSTAN(ISOMsg.STAN());
		Rsp.SetAcquiringInstitutionIdentificationCode(ISOMsg.AcquiringInstitutionIdentificationCode());
		Rsp.SetRRN(ISOMsg.RRN());
		Rsp.SetActionCode(std::string("909"));	//	System Mulfunction
		Rsp.SetTransactionCurrencyCode(ISOMsg.TransactionCurrencyCode());
		Rsp.SetCardholderBillingCurrencyCode(ISOMsg.CardholderBillingCurrencyCode());
		Rsp.SetSecurityRelatedControlInformation(std::string("00000007000001FFFF")); // this is a dummy value, real value should be set based on Keys.
		Rsp.SetOriginalDataElements(ISOMsg.OriginalDataElements());
		Rsp.SetMAC1(std::string("0123456789ABCDEF"));	//	dummy value, should be based on keys
		CISO8583Msg::TValidationError	Error	=	Rsp.ToISO();
		if(Error	!=	CISO8583Msg::NoError)
			Throw();
		// we are done preparing the response, we reply with an MTI = CISO8583Msg::MTIAuthorizationMessageResponse
		// and the handling is complete.
		Msg.Reply(Rsp.MTI(),Rsp.ISOBuffer(),Rsp.ISOBufferSize());
	}	else
	{
		/*
			we get here if we need some external processing on behalf of this request, so we forward the request
			with a different message code (so MultiXTpm will not forward it back to us). In this case we just set
			the msg code to the same MTI but with CISO8583Msg::ISO8583_Private version (in MultiXTpm we must configure this message code !!!).
			When we forward a request, we do not block for a response, when a response arrives, we get it thru
			the event "OnDataReplyReceived". in order to be able to associate the response with the original msg,
			we pass a pointer to the original message in the "Context" parameter of the "Send" function, and when
			"OnDataReplyReceived" is called, we retrieve this pointer by using "SavedContext()" in the Original msg.
			Since MultiX automatically destroys messages it forwards to the application, we must call "Keep()" on
			the received message, to prevent it from being destroyed, in that case, when the reply is received, we need
			to destroy the original message ourselves.

			When we play the role of an acquirer gateway, we usualy get the request from the POS terminal, do validation required
			and maybe modify some data, and then forward the message to the issuer gateway, in our case, the forward will be to a process
			in our system, that will decide to which issuer to forward to, based on that, will use a specific connection to the spcific
			issuer gateway.
		*/
		if(Owner()->MyAcquirerID().length()	==	0)
			Msg.Reply(ErrUnableToForwardMsg);

		/*
			Before we forward the request, we need to set 3 fields to identify the message as a one sent from this process :
			BMP 11 - STAN,BMP 12 - Times, BMP 32 - Our Acquirer ID
			When we receive the response from the remote gateway/issuer, we must replace these fields again to the orignal values
			that the sender set before sending the request to us
		*/
		ISOMsg.SetTimes(time(NULL));
		ISOMsg.SetSTAN(Owner()->GetNextSTAN());
		ISOMsg.SetAcquiringInstitutionIdentificationCode(Owner()->MyAcquirerID());
		ISOMsg.ToISO();

		if(Send(CISO8583Msg::VersionDependentMTI(CISO8583Msg::ISO8583_Private,Msg.MsgCode()),ISOMsg.ISOBuffer(),ISOMsg.ISOBufferSize(),CMultiXAppMsg::FlagNotifyAll,0,0,&Msg))
			Msg.Keep();
		else
			Msg.Reply(ErrUnableToForwardMsg);
	}
}
/*!
	This function is called when an authorization request is received from an acquirer gateway or from POS terminal. 
	When we receive such a message, we do all syntax checking, and if everything is OK, we might process the request locally
	or we might forward it to remote Issuer Gateway for authorization.
	In this implementation we assume local processing, so we reply we with a fixed response, but the logic
	to forward the request and handling the response is there.
*/
void	CISO8583BackEndServerSession::OnAuthorizationRequest(CMultiXAppMsg &Msg,CISO8583Msg	&ISOMsg)
{
	std::string	Temp;
	byte_t	ElementIDs[]	=	{2,3,4,6,7,10,11,12,14,22,23,24,26,32,35,37,41,42,43,49,51,52,53,54,55,59,64};

	//	We make sure that no extra elements are found in the request
	CISO8583Msg::TValidationError	Error	=	ISOMsg.EnsureOnlyElementIDs(ElementIDs,sizeof(ElementIDs));
	if(Error	!=	CISO8583Msg::NoError)
	{
		Msg.Reply(Error);
		return;
	}

	//	Check that we have PAN
	Temp	=	ISOMsg.PAN();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::PANIsMissing);
		return;
	}

	//	Check that Processing Code exists and is valid.
	Temp	=	ISOMsg.ProcessingCode();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::ProcessingCodeIsMissing);
		return;
	}
	if(!(Temp	==	"000000"	||	Temp	==	"010000"	||	Temp	==	"090000"))
	{
		Msg.Reply(CISO8583Msg::InvalidProcessingCode);
		return;
	}

	//	Check the transaction amount for existance and that it does not exceede some Maximum
	Temp	=	ISOMsg.TransactionAmount();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::TransactionAmountIsMissing);
		return;
	}

	if(CISO8583Utilities::ToInt64(Temp)	>	99999999)
	{
		Msg.Reply(CISO8583Msg::TransactionAmountAboveMaximum);
		return;
	}

	// check Transaction Currency.
	Temp	=	ISOMsg.TransactionCurrencyCode();
	if(Temp	==	"")
	{
		Msg.Reply(CISO8583Msg::TransactionCurrencyIsMissing);
		return;
	}
	if(Temp	!=	"978")	//	Transaction amount is not in Euro
	{
		if(ISOMsg.CardholderBillingAmount()	==	"")
		{
			Msg.Reply(CISO8583Msg::CardholderBillingAmountIsMissing);
			return;
		}
		if(ISOMsg.CardholderBillingCurrencyCode()	!=	"978")
		{
			Msg.Reply(CISO8583Msg::CardholderBillingCurrencyIsNotEuro);
			return;
		}
		if(ISOMsg.CardholderBillingConversionRate()	==	"")
		{
			Msg.Reply(CISO8583Msg::CardholderBillingConversionRateIsMissing);
			return;
		}
		// Lets validate that the conversion to Euro is done correctly.
		int64_t	TRAmount	=	CISO8583Utilities::ToInt64(ISOMsg.TransactionAmount());
		int64_t	BLAmount	=	CISO8583Utilities::ToInt64(ISOMsg.CardholderBillingAmount());
		int64_t	CRate			=	CISO8583Utilities::ToInt64(ISOMsg.CardholderBillingConversionRate());
		int64_t	Divisor	=	CISO8583Utilities::PowerOf10((unsigned	int)(CRate	/	10000000));
		TRAmount	*=	(CRate	%	10000000);
		TRAmount	/=	Divisor;
		if(TRAmount	!=	BLAmount)
		{
			Msg.Reply(CISO8583Msg::CardholderBillingAmountWrong);
			return;
		}
		TRAmount	*=	CRate;
	}	else //	we must make sure that IDs 6,10,51 are not there
	{
		if(!(ISOMsg.CardholderBillingAmount()	==	""	||
				ISOMsg.CardholderBillingCurrencyCode()	==	""	||
				ISOMsg.CardholderBillingConversionRate()	==	""))
		{
			Msg.Reply(CISO8583Msg::ExtraElementsFound);
			return;
		}
	}

	//	Check that we got STAN
	if(ISOMsg.STAN()	==	"")
	{
		Msg.Reply(CISO8583Msg::STANIsMissing);
		return;
	}

	//	Check that we got Local Date and Time
	if(ISOMsg.DateTimeLocal()	==	"")
	{
		Msg.Reply(CISO8583Msg::DateTimeLocalIsMissing);
		return;
	}

	//	Check that we got Expiration Date when track 2 is missing
	if(ISOMsg.ExpirationDate()	==	""	&&	ISOMsg.Track2Data()	==	"")
	{
		Msg.Reply(CISO8583Msg::ExpirationDateIsMissing);
		return;
	}

	//	Check that we got POS Data Code
	if(ISOMsg.POSDataCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::POSDataCodeIsMissing);
		return;
	}

	CISO8583ElementValue	ICCData	=	ISOMsg.ICCData();

	if(ISOMsg.CardSequenceNumber()	==	"")
	{
		// lets make sure that it is not an ICC transaction and if it is, lets make sure we do not have tag 0x5f34
		if(ISOMsg.POSDataCode()[6]	==	'5')	//	ICC Transaction
		{
			if(ICCData.Size()	>	0	&&	CISO8583Utilities::TLVDataHasTag((const	byte_t	*)ICCData.RawData(),ICCData.Size(),0x5f34))
			{
				Msg.Reply(CISO8583Msg::CardSequenceNumberIsMissing);
				return;
			}
		}
	}	else
	{
		// lets make sure that IT IS an ICC transaction and we have tag 0x5f34
		if(!(ISOMsg.POSDataCode()[6]	==	'5'	&&	ICCData.Size()	>	0	&&	CISO8583Utilities::TLVDataHasTag((const	byte_t	*)ICCData.RawData(),ICCData.Size(),0x5f34)))
		{
			Msg.Reply(CISO8583Msg::ExtraElementsFound);
			return;
		}
	}

	//	Check that we got Function Code
	if(ISOMsg.FunctionCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::FunctionCodeIsMissing);
		return;
	}

	//	Check that we got Card Acceptor Business Code
	if(ISOMsg.CardAcceptorBusinessCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::CardAcceptorBusinessCodeIsMissing);
		return;
	}

	//	Check that we got Acquiring Institution Identification Code
	if(ISOMsg.AcquiringInstitutionIdentificationCode()	==	"")
	{
		Msg.Reply(CISO8583Msg::AcquiringInstitutionIdentificationCodeIsMissing);
		return;
	}

	//	Check that we have Track2 if not E Commerce
	if(ISOMsg.Track2Data()	==	""	&&	ISOMsg.POSDataCode()[7]	!=	'U')
	{
		Msg.Reply(CISO8583Msg::Track2DataIsMissing);
		return;
	}

	//	Check that we have Retrieval Reference Number
	if(ISOMsg.RRN()	==	"")
	{
		Msg.Reply(CISO8583Msg::RRNIsMissing);
		return;
	}

	//	check that we have Card Acceptor Terminal Identification
	if(ISOMsg.CardAcceptorTerminalIdentification().Size()	==	0)	
	{
		Msg.Reply(CISO8583Msg::TerminalIDIsMissing);
		return;
	}

	//	check that we have Card Acceptor Identification Code
	if(ISOMsg.CardAcceptorIdentificationCode().Size()	==	0)	
	{
		Msg.Reply(CISO8583Msg::CardAcceptorIdentificationCodeIsMissing);
		return;
	}

	//	check that we have Card Acceptor Name/Location
	if(ISOMsg.CardAcceptorNameLocation().Size()	==	0)	
	{
		Msg.Reply(CISO8583Msg::CardAcceptorNameLocationIsMissing);
		return;
	}

	//	check that we have PIN , if required
	if((ISOMsg.POSDataCode()[6]	==	'2'	&&	ISOMsg.POSDataCode()[7]	!=	'5')	||	// magnetic stripe + PIN
		(ISOMsg.POSDataCode()[6]	==	'5'	&&	ISOMsg.POSDataCode()[7]	==	'1'))	// chip + PIN
	{
		if(ISOMsg.PIN()	==	"")
		{
			Msg.Reply(CISO8583Msg::PINIsMissing);
			return;
		}
	}	else if(ISOMsg.PIN()	!=	"")
	{
		Msg.Reply(CISO8583Msg::ExtraElementsFound);
		return;
	}

	//	check that we have Security Related Control Information, we do not check the values because we do not have the Keys
	// in this implementation.
	if(ISOMsg.SecurityRelatedControlInformation()	==	"")	
	{
		Msg.Reply(CISO8583Msg::SecurityRelatedControlInformationIsMissing);
		return;
	}

	//	check that we have Additional amounts when processing code is "090000"
	if(ISOMsg.ProcessingCode()	==	"090000")	
	{
		if(ISOMsg.AdditionalAmounts().Size()	==	0)
		{
			Msg.Reply(CISO8583Msg::AdditionalAmountsIsMissing);
			return;
		}
	}	else if(ISOMsg.AdditionalAmounts().Size()	!=	0)
	{
		Msg.Reply(CISO8583Msg::ExtraElementsFound);
		return;
	}

	//	check that we have ICC Data for chip transactions
	if(ISOMsg.POSDataCode()[6]	==	'5')	
	{
		if(ICCData.Size()	==	0)
		{
			Msg.Reply(CISO8583Msg::ICCDataIsMissing);
			return;
		}
	}	else if(ICCData.Size()	!=	0)
	{
		Msg.Reply(CISO8583Msg::ExtraElementsFound);
		return;
	}

	//	check that we have Additional Private Data when E-Commerce transaction
	if(ISOMsg.POSDataCode()[7]	==	'U')	
	{
		if(ISOMsg.AdditionalPrivateData().Size()	==	0)
		{
			Msg.Reply(CISO8583Msg::AdditionalPrivateDataIsMissing);
			return;
		}
	}	else if(ISOMsg.AdditionalPrivateData().Size()	!=	0)
	{
		Msg.Reply(CISO8583Msg::ExtraElementsFound);
		return;
	}


	//	check that we have MAC, we do not check the values because we do not have the Keys
	// in this implementation.
	if(ISOMsg.MAC1()	==	"")	
	{
		Msg.Reply(CISO8583Msg::MAC1IsMissing);
		return;
	}

	/*
	After we finished validating the request, we need to decide if we authorize locally or we forward it to 
	the issuer for authorization
		*/
	if(AuthorizeLocally(ISOMsg))	//	in this example it is always true
	{
		//	We create a new ISO Message
		//	we will decline this message
		CISO8583Msg	Rsp;
		//	We will Dup field from the original message and add/ change the ones that are relevant for the response
		Rsp.SetMTI(ISOMsg.MTI() +	10);	//	this is a response
		Rsp.SetPAN(ISOMsg.PAN());
		Rsp.SetProcessingCode(ISOMsg.ProcessingCode());
		Rsp.SetTransactionAmount(ISOMsg.TransactionAmount());
		Rsp.SetCardholderBillingAmount(ISOMsg.CardholderBillingAmount());
		Rsp.SetTimes(time(NULL),true);	//	This will set, transmission times
		Rsp.SetDateTimeLocal(ISOMsg.DateTimeLocal());
		Rsp.SetCardholderBillingConversionRate(ISOMsg.CardholderBillingConversionRate());
		Rsp.SetSTAN(ISOMsg.STAN());
		Rsp.SetOriginalAmounts(ISOMsg.TransactionAmount()+"000000000000");	//	this is adecline response, we include the original amounts
		Rsp.SetAcquiringInstitutionIdentificationCode(ISOMsg.AcquiringInstitutionIdentificationCode());
		Rsp.SetRRN(ISOMsg.RRN());
		Rsp.SetActionCode(std::string("909"));	//	System Mulfunction
		Rsp.SetCardAcceptorTerminalIdentification(ISOMsg.CardAcceptorTerminalIdentification());
		Rsp.SetCardAcceptorIdentificationCode(ISOMsg.CardAcceptorIdentificationCode());
		Rsp.SetTransactionCurrencyCode(ISOMsg.TransactionCurrencyCode());
		Rsp.SetCardholderBillingCurrencyCode(ISOMsg.CardholderBillingCurrencyCode());
		Rsp.SetSecurityRelatedControlInformation(std::string("00000007000001FFFF")); // this is a dummy value, real value should be set based on Keys.
		Rsp.SetICCData(ISOMsg.ICCData());	//	not mandatory
		Rsp.SetAuthorizingAgentInstitutionIdentificationCode(CISO8583ElementValue("12345678901",CISO8583ElementValue::ISO8583ElementTypeNumeric));	//	dummy value
		Rsp.SetMAC1(std::string("0123456789ABCDEF"));	//	dummy value, should be based on keys
		CISO8583Msg::TValidationError	Error	=	Rsp.ToISO();
		if(Error	!=	CISO8583Msg::NoError)
			Throw();
		/*
			we are done preparing the response, we reply with an MTI = CISO8583Msg::MTIAuthorizationMessageResponse
			and the handling is complete.
		*/

		Msg.Reply(Rsp.MTI(),Rsp.ISOBuffer(),Rsp.ISOBufferSize());
	}	else
	{
		/*
			we get here if we need someone else to authorize the request. In that case we need to forward the request to our Acquirer Gateway Front End.
			To do that we need to forward it with a different message code, so MultiXTpm will not forward it back to us. The way we do the message code change
			is by setting the MTI version field to CISO8583Msg::ISO8583_Private. When the message is received by our Gateway process, it will revert back
			to CISO8583Msg::ISO8583_2_1993 and forward it on.
			
			When we forward a request, we do not block for a response, when a response arrives, we get it thru
			the event "OnDataReplyReceived". in order to be able to associate the response with the original msg,
			we pass a pointer to the original message in the "Context" parameter of the "Send" function, and when
			"OnDataReplyReceived" is called, we retrieve this pointer by using "SavedContext()" in the Original msg we sent.
			Since MultiX automatically destroys messages it forwards to the application, we must call "Keep()" on
			the received message, to prevent it from being destroyed, in that case, when the reply is received, we need
			to destroy the original message ourselves.

			When we play the role of an acquirer gateway, usualy we get the request from the POS terminal, do validation required
			and maybe modify some data, and then forward the message to the issuer gateway, in our case, the forward will be to a process
			in our system, that will decide to which issuer to forward to, based on that, will use a specific connection to the spcific
			issuer gateway.
		*/
		/*
			Before we forward the request, we need to set 3 fields to identify the message as a one sent from this process :
			BMP 11 - STAN,
			BMP 12 - Times,
			BMP 32 - Our Acquirer ID

			When we receive the response from the remote gateway/issuer, we must replace these fields again to the orignal values
			that the sender set before sending the request to us
		*/
		ISOMsg.SetTimes(time(NULL));
		ISOMsg.SetSTAN(Owner()->GetNextSTAN());
		ISOMsg.SetAcquiringInstitutionIdentificationCode(Owner()->MyAcquirerID());
		ISOMsg.ToISO();

		if(Send(CISO8583Msg::VersionDependentMTI(CISO8583Msg::ISO8583_Private,Msg.MsgCode()),ISOMsg.ISOBuffer(),ISOMsg.ISOBufferSize(),CMultiXAppMsg::FlagNotifyAll,0,0,&Msg))
			Msg.Keep();
		else
			Msg.Reply(ErrUnableToForwardMsg);
	}
}